Extended Health

Learn more about extended health coverage for physiotherapy

If you are visiting a physiotherapist for an injury or condition that is not work-related or motor vehicle accident-related, you may be able to pay using your Extended Benefits Plan.

According to a 2012 nationwide survey, over 80 percent of Canadians have some form of extended health care coverage1. Four out of five of those surveyed have coverage for treatments including dental, vision and other services, including physiotherapy2. Physiotherapy treatment is generally included within employer-paid or individually purchased health benefit plans. The amount of coverage and access to physiotherapy varies amongst plans. Check your plan and contact your health benefits provider for coverage details. Your plan will indicate if your insurance company requires you to obtain a doctor's referral in order to get reimbursed for physiotherapy. The process usually involves paying for fees upfront and submitting the receipts for reimbursement as per the rules of your individual plan. Some clinics may be able to bill certain plans directly on your behalf. Consult your clinic to find out.  
 

*http://www.healthcoalitionab.ca/PDF/reports-studies/CMA-Benefits-Research-Survey_en.pdf (Ipsos Reid Survey, June 2012 - Supplementary Health Benefits Research Final Report June 2012 Commissioned by the Canadian Medical Association, the Canadian Health Sciences Research Foundation, and the Institute of Health Economics, Alberta Canada) - page 13. Last accessed on Sept 3 2015.

**http://www.healthcoalitionab.ca/PDF/reports-studies/CMA-Benefits-Research-Survey_en.pdf (Ipsos Reid Survey, June 2012 - Supplementary Health Benefits Research Final Report June 2012 Commissioned by the Canadian Medical Association, the Canadian Health Sciences Research Foundation, and the Institute of Health Economics, Alberta Canada) - page 6. Last accessed on Sept 3 2015.